About Us


Professionalism, independence, service, and quality of advice are all areas which we feel a client should consider before committing to a working relationship with an Independent Financial Adviser. 

Managing Director Karl Wood, is a highly experienced financial adviser and a member by diploma examination of the Chartered Insurance Institute (CII) and the Personal Finance Society (PFS).  He has specialist qualifications for Occupational Pension Transfers, Equity Release*, Long Term Care planning and Home Reversion, meaning he can deal with all your financial worries. 

Karl has worked in financial services since 1996 and believes everyone should be able to get quality advice at a reasonable cost.  

As the name ‘Firmus’ which is Latin for reliable, strong and stable suggests, Firmus puts the client first!

* To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration.